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| Need Answers? |
| Use the quick links below to find the answers you have been looking for. |
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Where can I get
my prescriptions
filled? |
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Is there a
preferred list
of dentists? |
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How often
should I have my
eyes examined? |
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| Health+ Eligibility |
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| Eligibility
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OAP
and EPO Plans |
Value
Plan |
Dental
Plan |
Vision
Plan |
Supplemental
Life |
AD&D |
1.
Salaried Employee
2.
Full-Time Hourly (Non-crew) as defined by
employer |
Eligible
after 1st of month following 60 days of
employment |
Eligible
after 1st of month following 60 days of
employment |
Eligible
after 1 st of month following 60 days of
employment |
Eligible
after 1 st of month following 60 days of
employment |
Eligible
after 1 st of month following 60 days of
employment |
Eligible
after 1 st of month following 60 days of
employment |
All
Hourly Crew Members |
Not
Eligible |
Eligible
after 1 st of month following 60 days of
employment |
Eligible
after 1 st of month following 60 days of
employment |
Eligible
after 1 st of month following 60 days of
employment |
Eligible
after 1 st of month following 60 days of
employment |
Eligible
after 1 st of month following 60 days of
employment |
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Employees’ hours will
be checked every March for the May annual enrollment.
Employees must average at least 20 hours per week
to be eligible for benefits.
For all other hourly employees, the 20+ hours per
week will be averaged over 90 days. |
| Please note:
Your employer may not offer the dental, vision,
supplemental life, and/or AD&D plans above.
Please check with your employer or call the Health+
Service Center to see if dental, vision, supplemental
life, and/or AD&D benefits are available. |
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 Eligible Dependents
for Medical, Dental, Vision, Supplemental Life,
and AD&D Plans
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· An employee’s spouse who
is of the opposite sex, except for one who is:
o Legally separated
o Considered a common-law spouse
· An unmarried child or stepchild under the
age of 19.
· An unmarried child or stepchild who is
a full-time student between the ages of 19 and 25.
· An employee’s child or stepchild
of any age if mentally or physically incapacitated
(as evidenced by a statement of incapacitation from
the child’s physician) or incapable of self-support
and chiefly dependent upon the employee for support.
The incapacity must occur prior to the age 19 and
the child or stepchild must have continuous coverage
from the time of the occurrence of the incapacity. |
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Coverage Levels |
Under this health program, you may choose
medical, dental, vision, and supplemental life and
AD&D coverage for:
· Yourself only
· Yourself plus your spouse
· Yourself plus dependent child(ren)
· Yourself plus your entire family (spouse
and children) |
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| Premiums/Enrollments/Changes |
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| The Health+ Program has established a plan
that allows the deductions for health care coverage
to be made on a pre-tax basis. This is the Premium
Conversion Cafeteria Plan and it effectively decreases
your cost of the Value Plan, the OAP Plan(s), the
Dental Plan, the Vision Plan, the Supplemental Life
Plan, and the Supplemental AD&D Plan. Please
read the Premium Conversion Cafeteria Plan guidelines
below. |
When you elect to participate in the Value
Plan, an OAP Plan, the Dental Plan, the Vision Plan,
the Supplemental Life Plan, or the Supplemental
AD&D Plan, you automatically elect to participate
in the Premium Conversion Cafeteria Plan.
• Enrollment, changes, or cancellations for
these plans are allowed at the following times only
:
o Within 60 days from date of hire or date you moved
into an eligible class
o During the annual enrollment period each year.
o Change in the family status- changes to coverage
must be received by the Health+ Service Center within
31 days of change in family status.
• IRS recognized changes in family status:
o Marriage or divorce.
o Death of spouse or dependent.
o Birth or adoption of child.
o Termination or commencement of spousal health
benefits.
o Going from part-time status to full-time or from
full-time status to part-time.
o You or your spouse takes an unpaid Leave of Absence.
Any change in coverage that is due to a change in
family status must be necessary or appropriate as
a result of that change in family status.
• When coverage ends:
Medical, dental and vision coverage for you and
your covered dependents normally ends on the date
following:
o When your employment terminates for any reason
except retirement or death.
o When you or your dependents are no longer eligible
(i.e., when an eligible dependent withdraws from
school or marries)
o Your dependent child's 19th birthday (or 25th
birthday if they are a full-time student)
o At the end of the month of graduation from high
school or college for covered dependents.
o When your contributions cease.
o On the date the company cancels coverage. |
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