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| Need Answers? |
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Where can I get
my prescriptions
filled? |
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Is there a
preferred list
of dentists? |
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How often
should I have my
eyes examined? |
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| Health+ Eligibility |
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| Eligibility
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Major
Medical Plans |
Value
Plan |
Dental
Plans |
Vision
Plan |
Supplemental
Life |
AD&D |
1.
Salaried Employee
2.
Full-Time Hourly (Non-crew working 30 hours
or more) |
Eligible
after 1st of month following 60 days of
employment |
Eligible
after 1st of month following 60 days of
employment |
Eligible
after 1 st of month following 60 days of
employment |
Eligible
after 1 st of month following 60 days of
employment |
Eligible
after 1 st of month following 60 days of
employment |
Eligible
after 1 st of month following 60 days of
employment |
All
Crew Members working 20 hours or more |
Not
Eligible |
Eligible
after 1 st of month following 60 days of
employment |
Eligible
after 1 st of month following 60 days of
employment |
Eligible
after 1 st of month following 60 days of
employment |
Eligible
after 1 st of month following 60 days of
employment |
Eligible
after 1 st of month following 60 days of
employment |
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Employees’ hours will
be checked every March for the May annual enrollment.
Employees must average at least 20 hours per week
to be eligible for benefits.
For all full-time hourly employees, the 30+ hours
per week will be averaged over 90 days. |
| Please note:
Your employer may not offer the dental, vision,
supplemental life, and/or AD&D plans above.
Please check with your employer or call the Health+
Service Center to see if dental, vision, supplemental
life and/or AD&D benefits are available. |
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Eligible Dependents for Medical, Dental, Vision,
Supplemental Life, and AD&D Plans
- An employee’s
lawful spouse of the opposite sex, except for
one who is:
- Legally separated
- Considered a common-law
spouse
- An unmarried child
or stepchild under the age of 19.
- An unmarried child
or stepchild who is a full-time student between
the ages of 19 and 25.
- An employee’s
child or stepchild of any age if mentally or
physically incapacitated (as evidenced by a
statement of incapacitation from the child’s
physician) or incapable of self-support and
chiefly dependent upon the employee for support.
The incapacity must occur prior to the age 19
and the child or stepchild must have continuous
coverage from the time of the occurrence of
the incapacity.
Coverage Levels
Under this health program,
you may choose medical, dental, vision, supplemental
life and AD&D coverage for:
- Yourself only
- Yourself plus your spouse
- Yourself plus dependent
child(ren)
- Yourself plus your
entire family (spouse and children)
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| Premiums/Enrollments/Changes |
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The Health+
Program has established a plan that allows the
deductions for health care costs to be made on
a pre-tax basis. This is the Flexible Benefits
Plan and it effectively decreases your cost of
the Value Plan, the PPO Plans, the Dental Plans,
the Vision Plan and the supplemental life and
AD&D.
Please read the Flexible Benefits Plan guidelines
below:
When you elect to participate
in the Value Plan, the PPO Plans, a Dental Plan,
the Vision Plan, the supplemental life and AD&D
plans you automatically elect to participate in
the Flexible Benefits Plan.
Enrollment and
changes for these plans are allowed at the following
times only:
- Within 60 days from
date of hire or date you moved into an eligible
class you may enroll.
- During the annual enrollment
period each year.
- Change in the family
status--changes to insurance must be received
by the Health+ Service Center within 30 days
of change in family status.
IRS recognized
changes in family status:
- Marriage or divorce.
- Death of spouse or
dependent.
- Birth or adoption of
child.
- Termination or commencement
of spousal health benefits.
- Going from part-time
status to full-time or from full-time status
to part-time.
- You or your spouse
takes an unpaid Leave of Absence.
- Any change in coverage
that is due to a change in family status must
be necessary or appropriate as a result of that
change in family status.
When coverage ends:
Medical, dental and vision coverage for you and
your covered dependents normally ends on the date
following:
- When your employment
terminates for any reason except retirement
or death.
- When you or your dependents
are no longer eligible (i.e., when an eligible
dependent withdraws from school or marries).
- Your dependent child’s
19th birthday (or 26th birthday if they are
a full-time student).
- At the end of the month
of graduation from high school or college for
covered dependents.
- When your contributions
cease.
- On the date the company
cancels coverage.
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